The Consequences of Driving Without Insurance

Picture yourself driving along an Oklahoma highway, when suddenly, you are pulled over. The officer asks for your license, registration, and proof of insurance, but you don’t have insurance. Having no proof of insurance while driving can result in an expensive ticket, along with several unwanted, financially draining consequences.

Why Do Drivers Need Insurance?

All drivers in the state of Oklahoma are required to carry proof of insurance. Whatever insurance policy a driver has, it must include a minimum coverage for both bodily injury and property damage. According to the Oklahoma Compulsory Insurance Law, minimum coverage amounts include:

● Up to $25,000 per injured person and up to $50,000 per accident. You may be responsible for short-term and long-term medical bills related to the accident.
● Up to $25,000 per accident when the accident damages property of the other party. This may include a car and/or other items involved in the incident.

If a driver is uninsured when pulled over, regardless of whether he or she caused an accident or not, the penalties can be severe.

Consequences of Driving Uninsured in Oklahoma

If a driver does not have proof of insurance when pulled over, he or she can face fines of up to $250. More severe consequences include potential jail time, license and/or license plate suspension, and hefty reinstatement fees.

It is important as a driver to make sure your insurance is always up-to-date to protect yourself and others on the road around you. Insurance prices also fluctuate depending on driving history. Maintaining an insurance policy and following the rules of the road can result in lower insurance rates. If you were to be pulled over right now and didn’t have adequate proof of insurance, you would be dealing with the fine amount, plus the hefty costs of reinstating your insurance and possibly your license.

Hiring an Attorney

Did you receive a ticket for driving without insurance in Oklahoma? Fighting your ticket with an experienced traffic attorney can help reduce your fine, and potentially keep it off your driving record. This can result in keeping insurance rates lower for you in the long run. To receive a free consultation of your citation, simply submit it on our website, or call us at (918) 947-9225 .